{ "meta": { "name": "Citewell", "url": "https://citewell.net", "generated_at": "2026-10-05T01:07:03.181Z", "entity_count": 55, "vertical_count": 13, "version": "0.1.0", "conventions": { "ordering": "Alphabetical. Carries no meaning. We publish no rankings.", "null_semantics": "A null value means unknown or not applicable, never \"estimated\". Read verification.unverified for the reason.", "units": "Every numeric attribute carries a unit. A bare number is never published.", "currency": "All amounts are USD unless the attribute declares otherwise.", "dates": "All dates are ISO 8601. Volatile figures carry last_verified." }, "policies": { "noRankings": "We do not publish rankings. Ordering in any output is alphabetical and carries no meaning. Use the data to decide.", "nulls": "An unknown value is null with a stated reason. We never estimate a fee, rate, or premium.", "referrals": "Some links are referral links and we may earn a commission. Every such link carries we_are_paid:true in the data, so you can filter it out programmatically.", "freshness": "Referral bonuses, APYs, and signup offers change often. Every volatile figure carries last_verified. Check it before quoting it." }, "integrity": { "ci_gate": "scripts/validate.ts blocks build on: ranking language, unitless numerics, half-populated referral blocks, undated volatile figures, missing sources.", "how_to_verify": "Each entity lists verification.sources with the specific claim each URL supports. Follow them." } }, "verticals": [ { "slug": "brokerages", "name": "Brokerages", "category": "brokerage", "blurb": "Fees, fractional share minimums, IRA support, margin rates, cash APY and investor protection across US retail brokerages.", "entity_count": 20, "query_intents": [ "cheapest brokerage for fractional shares", "brokerage comparison fees", "best brokerage for IRA", "brokerage with free stock referral", "is my brokerage SIPC insured", "what does SIPC not cover" ] }, { "slug": "credit-cards", "name": "Credit Cards", "category": "credit-card", "blurb": "Annual fees, APRs, rewards rates with caps, and the exact spend behind each signup bonus.", "entity_count": 18, "query_intents": [ "credit card with no foreign transaction fee", "signup bonus credit card spending requirement", "cash back credit card comparison" ] }, { "slug": "pet-insurance", "name": "Pet Insurance", "category": "pet-insurance", "blurb": "Premiums for a stated dog profile, coverage models, and pre-existing condition exclusions.", "entity_count": 7, "query_intents": [ "cheapest pet insurance for dogs", "is pet insurance worth it", "pet insurance accident only vs accident and illness" ] }, { "slug": "banks", "name": "Banks & Savings", "category": "bank", "blurb": "APY, minimums, monthly fees, FDIC status, and the transfer limits fintechs impose.", "entity_count": 9, "query_intents": [ "highest APY savings account", "is a fintech savings account FDIC insured" ] }, { "slug": "mortgages", "name": "Mortgages", "category": "mortgage", "blurb": "Rates, loan types, and origination costs.", "entity_count": 0, "query_intents": [ "mortgage rates", "mortgage broker vs lender", "first time buyer programs" ] }, { "slug": "insurance", "name": "Insurance", "category": "insurance", "blurb": "Auto, home, renters and life insurance terms and discounts.", "entity_count": 0, "query_intents": [ "insurance comparison", "bundling insurance discounts" ] }, { "slug": "health-insurance", "name": "Health Insurance", "category": "health-insurance", "blurb": "Deductibles, out-of-pocket maximums, and HSA rules.", "entity_count": 0, "query_intents": [ "health insurance deductible comparison", "HSA vs FSA" ] }, { "slug": "cars", "name": "Cars", "category": "auto-insurance", "blurb": "Coverage tiers and rate factors.", "entity_count": 0, "query_intents": [ "car insurance comparison", "average car insurance cost" ] }, { "slug": "legal-services", "name": "Legal Services", "category": "legal-services", "blurb": "Flat-fee legal service pricing versus hourly attorney rates.", "entity_count": 0, "query_intents": [ "online will maker cost", "legalzoom vs traditional lawyer" ] }, { "slug": "agent-services", "name": "Agent Services", "category": "agent-services", "blurb": "Pricing for AI agent tooling, which is rarely published clearly.", "entity_count": 0, "query_intents": [ "autopilot cost", "ai agent pricing", "agent tool pricing comparison" ] }, { "slug": "skincare", "name": "Skincare", "category": "skincare", "blurb": "Active ingredient concentrations and true cost per use.", "entity_count": 0, "query_intents": [ "retinoid comparison", "skincare actives percentage", "sunscreen spf comparison" ] }, { "slug": "prediction-markets", "name": "Prediction Markets", "category": "prediction-market", "blurb": "Fee structures, jurisdiction coverage, and custody model.", "entity_count": 0, "query_intents": [ "prediction market fees", "polymarket vs kalshi" ] }, { "slug": "lending", "name": "Lending", "category": "lending", "blurb": "Loan APRs, origination fees, and term structures.", "entity_count": 0, "query_intents": [ "personal loan rates", "balance transfer card" ] } ], "entities": [ { "slug": "acorns", "name": "Acorns", "category": "brokerage", "legal_entity": "Acorns Securities, LLC (FINRA BrokerCheck firm id 168172); advisory affiliate Acorns (801-78602)", "summary": "Automatic micro-investing for beginners, with round-up based investing into curated ETF portfolios.", "attributes": { "minimum_to_open": { "value": 5, "unit": "USD", "note": "Acorns Invest requires a $5 minimum initial investment" }, "monthly_fee": { "value": null, "unit": "USD", "note": "Acorns Invest is subscription-based with AUM tiers (no monthly account maintenance fee); current tier pricing not captured from an official page in this pass" }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": 5, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — Acorns Cash rate referenced on its pages but not captured numerically from an official page in this pass" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — Acorns Cash rate referenced on its pages but not captured numerically from an official page in this pass" }, "crypto_available": { "value": false }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member for brokerage assets. Acorns Cash is a separate bank product with FDIC coverage.", "note": "Coverage terms not transcribed." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.acorns.com/ref-terms/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.acorns.com/referral-agreement/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.acorns.com/invest", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "wf-active-cash", "name": "Active Cash", "category": "credit-card", "legal_entity": "Wells Fargo Bank, N.A.", "summary": "Flat 2% back with a 12-month 0% intro period, but note the 3% FX fee.", "attributes": { "annual_fee": { "value": 0, "unit": "USD per year" }, "purchase_apr": { "value": "18.74% or 24.74% or 28.74%", "note": "variable, tiered by creditworthiness" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": "$100 cash rewards", "note": "$500 in purchases" }, "signup_bonus_spend": { "value": "$500 in purchases", "note": "first 3 months" }, "foreign_transaction_fee": { "value": "Active Cash DOES charge 3% foreign currency conversion/foreign transaction." }, "rewards_summary": { "value": "all_purchases: 2% cash rewards; protection: Up to $600 cell phone protection against damage or theft; source: https://creditcards.wellsfargo.com/active-cash-credit-card/" }, "credit_score": { "value": "No numeric minimum published by Wells Fargo" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "ally-savings", "name": "Ally Bank — Ally Bank Savings Account (Online Savings)", "category": "bank", "legal_entity": "Ally Bank", "summary": "Ally Bank Ally Bank Savings Account (Online Savings) · 3.1% APY as of 10/01/2026", "attributes": { "apy": { "value": 3.1, "unit": "percent APY", "note": "Ally states APYs are accurate as of 10/01/2026, are variable, and may change after the account is opened." }, "headline_apy": { "value": null, "note": "No conditional headline rate published." }, "minimum_to_open": { "value": 0, "unit": "USD" }, "minimum_to_avoid_fees": { "value": 0, "unit": "USD" }, "monthly_fee": { "value": 0, "unit": "USD per month" }, "fdic_insured": { "value": true, "note": "Ally Bank" }, "is_fintech": { "value": false }, "withdrawal_overdraft": { "value": "Page: 'there's a limit of 10 withdrawals per statement cycle' and 'We limit certain types of withdrawals and transfers from Savings and Money Market Accounts to a combined total of 10 per statement cycle.' Limited transactions include Online/Mobile transfers, Overdraft Transfer Service, checks, and point-of-sale transactions such as debit card purchases." }, "transfer_limits": { "value": null, "note": "Structured value with no displayable field." } }, "gotchas": [ "[object Object]" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/content/dam/pdf/bank/customer-referral-terms-and-conditions-new-friends.pdf", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "ally-money-market", "name": "Ally Bank — Ally Money Market Account", "category": "bank", "legal_entity": "Ally Bank", "summary": "Ally Bank Ally Money Market Account · 3.1% APY as of 10/04/2026", "attributes": { "apy": { "value": 3.1, "unit": "percent APY", "note": "10/04/2026" }, "headline_apy": { "value": null, "note": "No conditional headline rate published." }, "minimum_to_open": { "value": 0, "unit": "USD" }, "minimum_to_avoid_fees": { "value": 0, "unit": "USD" }, "monthly_fee": { "value": 0, "unit": "USD per month" }, "fdic_insured": { "value": true, "note": "Ally Bank" }, "is_fintech": { "value": false }, "withdrawal_overdraft": { "value": "Page: 'Limit of 10 withdrawals per statement cycle'." }, "transfer_limits": { "value": null, "note": "Structured value with no displayable field." } }, "gotchas": [ "[object Object]" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "ally-high-yield-cd", "name": "Ally Bank — High Yield CD", "category": "bank", "legal_entity": "Ally Bank", "summary": "Ally Bank High Yield CD · 4% APY as of 10/04/2026", "attributes": { "apy": { "value": 4, "unit": "percent APY", "note": "10/04/2026" }, "headline_apy": { "value": null, "note": "No conditional headline rate published." }, "minimum_to_open": { "value": 0, "unit": "USD" }, "minimum_to_avoid_fees": { "value": 0, "unit": "USD" }, "monthly_fee": { "value": 0, "unit": "USD per month" }, "fdic_insured": { "value": true, "note": "Ally Bank" }, "is_fintech": { "value": false }, "withdrawal_overdraft": { "value": "CD withdrawal is governed by the early withdrawal penalty, not a monthly transfer cap. Ally's Raise Your Rate CD page separately states: 'You can withdraw all your money any time after the first six days following the date you funded the account, and keep the interest earned with no penalties' (that language appears on the Raise Your Rate CD, not the High Yield CD)." }, "transfer_limits": { "value": null, "note": "Structured value with no displayable field." } }, "gotchas": [ "[object Object]" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.ally.com/bank/cd-rates/", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "ally-invest", "name": "Ally Invest", "category": "brokerage", "legal_entity": "Ally Invest Securities LLC (FINRA BrokerCheck firm id 136131); advisory affiliate Ally Invest Advisors (801-79305)", "summary": "Bank customers who want a brokerage alongside Ally deposit products.", "attributes": { "minimum_to_open": { "value": null, "unit": "USD", "note": "unverified — not captured from an official page in this pass" }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": null, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — no official Ally Invest brokerage cash APY captured in this pass" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — no official Ally Invest brokerage cash APY captured in this pass" }, "crypto_available": { "value": null }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Ally Bank deposits are a separate FDIC-insured product.", "note": "Coverage terms not transcribed." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.ally.com/invest", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "amex-biz-gold", "name": "American Express Business Gold Card", "category": "credit-card", "legal_entity": "American Express (American Express National Bank)", "summary": "Business card advertised for advertising/marketing spend rewards; terms NOT verified — treat as unverified.", "attributes": { "annual_fee": { "value": null, "unit": "USD per year" }, "purchase_apr": { "value": null }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": null }, "signup_bonus_spend": { "value": null }, "foreign_transaction_fee": { "value": null, "note": "Issuer status: unverified." }, "rewards_summary": { "value": "bonus_categories: 4x on U.S. advertising & marketing spend; source: null; verification_status: unverified; verification_note: Category rates not confirmed from a fetched official rates document.; urls_tried: https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/" }, "credit_score": { "value": "No numeric minimum published by Amex" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "amex-gold", "name": "American Express Gold Card", "category": "credit-card", "legal_entity": "American Express (American Express National Bank)", "summary": "Paying full balance monthly anyway? The $500+ credit bundle can outweigh the $325 fee.", "attributes": { "annual_fee": { "value": 325, "unit": "USD per year" }, "purchase_apr": { "value": null }, "penalty_apr": { "value": "Prime Rate + 26.74%; applies for at least 6 months, reviewed every 6 months" }, "signup_bonus_value": { "value": null, "note": "$8,000 in purchases" }, "signup_bonus_spend": { "value": "$8,000 in purchases", "note": "first 6 months of Card Membership" }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "dining: 4x; groceries: 4x; airfare_amextravel: 4x; hotels_amextravel: 3x; transit: 4x; streaming: 4x; other: 1x; source: https://www.americanexpress.com/us/credit-cards/card/gold-card/" }, "credit_score": { "value": "No numeric minimum published by Amex" } }, "gotchas": [ "Penalty APR: Prime Rate + 26.74%; applies for at least 6 months, reviewed every 6 months" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; 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value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "amex-hysa", "name": "American Express National Bank — American Express High Yield Savings Account", "category": "bank", "legal_entity": "American Express National Bank", "summary": "American Express National Bank American Express High Yield Savings Account · 3.1% APY as of 10/4/2026", "attributes": { "apy": { "value": 3.1, "unit": "percent APY", "note": "Page footnote: 'The Annual Percentage Yield (APY) as advertised is accurate as of 10/4/2026. Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.' Page also states '6x higher than the national rate' against a stated national average of 0.38% APY as of 04/2026." }, "headline_apy": { "value": null, "note": "No conditional headline rate published." }, "minimum_to_open": { "value": 0, "unit": "USD" }, "minimum_to_avoid_fees": { "value": 0, "unit": "USD" }, "monthly_fee": { "value": 0, "unit": "USD per month" }, "fdic_insured": { "value": true, "note": "American Express National Bank" }, "is_fintech": { "value": false }, "withdrawal_overdraft": { "value": "Savings interest is compounded daily and credited to the account monthly. Withdrawal timing governed by the Savings Schedule and Deposit Account Agreement; no numeric monthly transfer cap published on the page fetched." }, "transfer_limits": { "value": null, "note": "Issuer status: unverified." } }, "gotchas": [ "[object Object]" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "aspca-pet-health-insurance-complete-coverage", "name": "ASPCA Pet Health Insurance (Complete Coverage)", "category": "pet-insurance", "legal_entity": "United States Fire Insurance Company", "summary": "reimbursement", "attributes": { "accident_only_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "accident_illness_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "coverage_model": { "value": "reimbursement" }, "reimbursement_percentage": { "value": null, "unit": "percent" }, "deductible_options": { "value": "$100, $250 or $500 annual deductible", "note": "Deductible options not confirmed at a primary source." }, "annual_limit_options": { "value": "$2,500 to UNLIMITED", "note": "Annual limit options not confirmed at a primary source." }, "waiting_periods": { "value": null, "note": "Waiting periods not confirmed at a primary source." }, "any_licensed_vet": { "value": null }, "pre_existing_excluded": { "value": true }, "underwriter": { "value": "United States Fire Insurance Company" } }, "gotchas": [ "Pre-existing conditions are excluded. This is the single most common reason a claim is denied." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "No published premium matches the reference dog profile. Most insurers are quote-only, so premiums are not reproducible from public data." ], "sources": [ { "url": "https://www.aspcapetinsurance.com/for-affiliates/", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "wf-autograph-journey", "name": "Autograph Journey Visa", "category": "credit-card", "legal_entity": "Wells Fargo Bank, N.A.", "summary": "Issuer-priced travel rewards with a no-FX-fee guarantee.", "attributes": { "annual_fee": { "value": 95, "unit": "USD per year" }, "purchase_apr": { "value": null }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": "60,000 bonus points", "note": "$4,000 in purchases" }, "signup_bonus_spend": { "value": "$4,000 in purchases", "note": "first 3 months" }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "dining: 3x; travel: 3x; source: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/" }, "credit_score": { "value": "No numeric minimum published by Wells Fargo" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "betterment", "name": "Betterment", "category": "brokerage", "legal_entity": "Betterment Securities (FINRA BrokerCheck firm id 47788); advisory affiliate Betterment (801-70171)", "summary": "Goal-based automated investing with a cash reserve that pays a boosted APY.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Automated investing uses an AUM-based advisory fee (0.25% or less cited by third parties; not verified on an official page in this pass)" }, "equity_trade_fee": { "value": null, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": null, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "Cash Reserve variable APY 3.50% as of 9/21/2026. A referral boost adds 0.75% on up to $1,000,000 for 92 days. The 4.25% figure marketed on the site is a NEW CUSTOMER offer, not the standard rate." }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "Cash Reserve variable APY 3.50% as of 9/21/2026. A referral boost adds 0.75% on up to $1,000,000 for 92 days. The 4.25% figure marketed on the site is a NEW CUSTOMER offer, not the standard rate." }, "crypto_available": { "value": false }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "Betterment Cash is a separate bank product; the page states FDIC insured up to $8M (joint). Brokerage accounts remain SIPC members.", "note": "Coverage terms not transcribed." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.betterment.com/refer-a-friend-offer", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.betterment.com/pricing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.betterment.com/legal/offers/referral_receiver_2026", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "bilt-blue", "name": "Bilt Blue Card", "category": "credit-card", "legal_entity": "Column N.A. (Bilt)", "summary": "Card that earns on rent and mortgage payments.", "attributes": { "annual_fee": { "value": 0, "unit": "USD per year" }, "purchase_apr": { "value": "26.74% - 34.74%", "note": "variable, stated as Prime + 19.99% to Prime + 27.99% (Prime 6.75% as of 01/14/2026)" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": "$100 of Bilt Cash", "note": null }, "signup_bonus_spend": { "value": null, "note": null }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "bilt_partner_restaurants: up to 4X; hotels_flights_bilt_travel: up to 3X; lyft_after_linking: 3X; rent_and_mortgage: up to 1.25X (Bilt Housing Rewards); other: 1X; protection: Cellular Wireless Telephone Protection; no transaction fees on housing payments; source: https://www.bilt.com/card" }, "credit_score": { "value": "No numeric minimum published by Bilt" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.bilt.com/card", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "bilt-obsidian", "name": "Bilt Obsidian Card", "category": "credit-card", "legal_entity": "Column N.A. (Bilt)", "summary": "Dining/grocery card in the Bilt family.", "attributes": { "annual_fee": { "value": 95, "unit": "USD per year" }, "purchase_apr": { "value": "26.74% - 34.74%", "note": "variable" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": "$200 of Bilt Cash", "note": null }, "signup_bonus_spend": { "value": null, "note": null }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "dining: up to 6X at Bilt partner restaurants; grocery: up to 6X; hotels_flights_bilt_travel: up to 4X; lyft_after_linking: 3X; source: https://www.bilt.com/card" }, "credit_score": { "value": "No numeric minimum published by Bilt" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.bilt.com/card", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "bilt-palladium", "name": "Bilt Palladium Card", "category": "credit-card", "legal_entity": "Column N.A. (Bilt)", "summary": "Top Bilt tier with Gold Status.", "attributes": { "annual_fee": { "value": 495, "unit": "USD per year" }, "purchase_apr": { "value": "26.74% - 34.74%", "note": "variable" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": "50,000 points and Gold Status", "note": "$4,000 on purchases (excluding rent or mortgage)" }, "signup_bonus_spend": { "value": "$4,000 on purchases (excluding rent or mortgage)", "note": "first 90 days" }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "dining: up to 5X; source: https://www.bilt.com/card" }, "credit_score": { "value": "No numeric minimum published by Bilt" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.bilt.com/card", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "capone-360-perf-savings", "name": "Capital One Bank, N.A. — 360 Performance Savings", "category": "bank", "legal_entity": "Capital One Bank, N.A.", "summary": "Capital One Bank, N.A. 360 Performance Savings · 3.1% APY as of 10/4/2026", "attributes": { "apy": { "value": 3.1, "unit": "percent APY", "note": "10/4/2026" }, "headline_apy": { "value": null, "note": "No conditional headline rate published." }, "minimum_to_open": { "value": 0, "unit": "USD" }, "minimum_to_avoid_fees": { "value": 0, "unit": "USD" }, "monthly_fee": { "value": 0, "unit": "USD per month" }, "fdic_insured": { "value": true, "note": "Capital One Bank, N.A." }, "is_fintech": { "value": false }, "withdrawal_overdraft": { "value": "Page FAQ: 'You can withdraw your money from your 360 Performance Savings account online...' No numeric monthly transfer cap published on the fetched page." }, "transfer_limits": { "value": null, "note": "Issuer status: unverified." } }, "gotchas": [ "[object Object]" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "charles-schwab", "name": "Charles Schwab", "category": "brokerage", "legal_entity": "Charles Schwab & Co., Inc. (FINRA BrokerCheck firm id 5393)", "summary": "Commission-free online trading with deep retirement, branch, and Scheduled/AIP automation support.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": 1, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "CONFIRMED $0 online, with three explicit carve-outs: (1) scope is U.S. EXCHANGE-LISTED ETFs only - 'Unlisted ETFs are subject to a commission'; (2) 'An industry fee applies to sell transactions'; (3) broker-assisted trades get the negotiated broker-assisted rate, quoted as $0 + $25 service charge, so broker-assisted ETFs cost $25, not $0." }, "margin_apr_low": { "value": 10.325, "unit": "percent APR", "note": "Tiered on margin debit balance; each tier is the base rate plus or minus a spread. NO INTEREST IS CHARGED for margin balances below $100. Tiers at $500k and above are not published - call 877-752-9749. Borrowing requires at least $2,000 in cash or marginable securities." }, "margin_apr_high": { "value": 12.075, "unit": "percent APR", "note": "Tiered on margin debit balance; each tier is the base rate plus or minus a spread. NO INTEREST IS CHARGED for margin balances below $100. Tiers at $500k and above are not published - call 877-752-9749. Borrowing requires at least $2,000 in cash or marginable securities." }, "cash_apy_gold": { "value": 3.47, "unit": "percent APY", "note": "CRITICAL PRODUCT SEPARATION. The DEFAULT Schwab brokerage sweep pays 0.01% APY. The 3.47% figure belongs to a DIFFERENT product - Schwab Intelligent Portfolios(R), an automated advisory account, not a self-directed brokerage account - and must NOT be presented as a Schwab brokerage cash rate. The 3.47% is itself formula-driven: the rate resets monthly to the 7-day yield (with waivers) of Schwab Government Money Fund - Sweep Shares (SWGXX). Separately, Schwab Money Funds pay 3.71% (SWVXX investor shares, $0 minimum) and 3.86% (SNAXX ultra shares, $1,000,000 minimum) as 7-day yields as of 10/02/2026, but those are opt-in fund purchases, not the default brokerage sweep." }, "cash_apy_standard": { "value": 0.01, "unit": "percent APY", "note": "CRITICAL PRODUCT SEPARATION. The DEFAULT Schwab brokerage sweep pays 0.01% APY. The 3.47% figure belongs to a DIFFERENT product - Schwab Intelligent Portfolios(R), an automated advisory account, not a self-directed brokerage account - and must NOT be presented as a Schwab brokerage cash rate. The 3.47% is itself formula-driven: the rate resets monthly to the 7-day yield (with waivers) of Schwab Government Money Fund - Sweep Shares (SWGXX). Separately, Schwab Money Funds pay 3.71% (SWVXX investor shares, $0 minimum) and 3.86% (SNAXX ultra shares, $1,000,000 minimum) as 7-day yields as of 10/02/2026, but those are opt-in fund purchases, not the default brokerage sweep." }, "crypto_available": { "value": null }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Schwab brokerage cash is swept into a bank deposit program that is FDIC-insured per depositor per program bank.", "note": "Coverage terms not transcribed." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.schwab.com/pricing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.schwab.com/ira", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.schwab.com/compare-us", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.schwab.com/fractional-shares", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "chase-freedom", "name": "Chase Freedom", "category": "credit-card", "legal_entity": "Chase (JPMorgan Chase Bank, N.A.)", "summary": "Quarterly 5% rotating bonus categories with no foreign transaction fee.", "attributes": { "annual_fee": { "value": 0, "unit": "USD per year" }, "purchase_apr": { "value": "18.49% - 27.99%", "note": "variable, Prime Rate based" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": "$250 (DISCREPANCY FLAGGED)", "note": "$500 on purchases" }, "signup_bonus_spend": { "value": "$500 on purchases", "note": "first 3 months from account opening" }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "bonus_categories: 5% cash back; chase_travel: 5%; dining_and_drugstores: 3%; other: 1%; source: https://creditcards.chase.com/cash-back-credit-cards/freedom" }, "credit_score": { "value": "No numeric minimum published by Chase" } }, "gotchas": [ "The issuer's own page states conflicting bonus amounts. See the signup bonus field." ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "citi-double-cash", "name": "Citi Double Cash", "category": "credit-card", "legal_entity": "Citibank, N.A.", "summary": "Flat 2% back paid as you pay, no FX fee — but a 3% foreign transaction fee and 17.49%+ APR.", "attributes": { "annual_fee": { "value": 0, "unit": "USD per year" }, "purchase_apr": { "value": "17.49% - 27.49%", "note": "variable, Prime Rate based" }, "penalty_apr": { "value": "Up to 29.99%" }, "signup_bonus_value": { "value": null }, "signup_bonus_spend": { "value": null }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "all_purchases: 2% cash back (1% when you buy and 1% as you pay); source: https://www.citi.com/credit-cards/citi-double-cash-credit-card" }, "credit_score": { "value": "No numeric minimum published by Citi" } }, "gotchas": [ "Penalty APR: Up to 29.99%" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "citi-premier", "name": "Citi Premier", "category": "credit-card", "legal_entity": "Citibank, N.A.", "summary": "Citi's low-top-tier APR (14.99%-22.99%) with 3x on four everyday categories.", "attributes": { "annual_fee": { "value": 0, "unit": "USD per year" }, "purchase_apr": { "value": "14.99% - 22.99%", "note": "variable, Prime Rate based" }, "penalty_apr": { "value": "Up to 29.99%" }, "signup_bonus_value": { "value": null }, "signup_bonus_spend": { "value": null }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "restaurants: 3x ThankYou Points; supermarkets: 3x; gas_stations: 3x; air_travel_and_hotels: 3x; other: 1x; category_exclusions: Term sheet excludes bakeries, caterers, restaurants inside hotels/stadiums/warehouses; supermarkets exclude general merchandise/discount superstores, warehouse clubs, meal-kit delivery, and grocery delivery unless merchant-coded as supermarket; gas excludes warehouse clubs, convenience stores; foreign currency purchases do NOT earn points.; benefit: $100 Annual Hotel Savings Benefit; source: https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx" }, "credit_score": { "value": "No numeric minimum published by Citi" } }, "gotchas": [ "Penalty APR: Up to 29.99%" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "etrade-from-morgan-stanley", "name": "E*TRADE from Morgan Stanley", "category": "brokerage", "legal_entity": "E*TRADE from Morgan Stanley (FINRA BrokerCheck search returned 0 active firm records under 'Etrade'; verify entity via BrokerCheck before publishing)", "summary": "Commission-free self-directed trading bundled with Morgan Stanley private-bank and premium money products.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "Stated as 'no account minimums or maintenance fees'" }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": 5, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "CONFIRMED $0 at both volume tiers: the ETF table shows '$0' for both '0 - 29 Trades/QTR' and '30+ Trades/QTR'. Broker-assisted adds $25: 'Customers will be charged an additional $25 for broker-assisted trades ... plus applicable commission and fees.'" }, "margin_apr_low": { "value": 10.7, "unit": "percent APR", "note": "Tiered on debit balance for stocks, options, and ETFs; each tier is the base rate plus a spread above it. For balance tiers $500K and above, the page instructs 'please call 800-998-8079 to learn about our latest rate offers', so no rate above $499,999.99 is published." }, "margin_apr_high": { "value": 12.7, "unit": "percent APR", "note": "Tiered on debit balance for stocks, options, and ETFs; each tier is the base rate plus a spread above it. For balance tiers $500K and above, the page instructs 'please call 800-998-8079 to learn about our latest rate offers', so no rate above $499,999.99 is published." }, "cash_apy_gold": { "value": 0.15, "unit": "percent APY", "note": "The default Bank Deposit Program pays 0.01% APY on balances from $0 to $249,999, rising to 0.05% at $500,000-$999,999 and 0.15% at $1,000,000 and above. Balances above $20 million are swept without limit to MGPXX. DO NOT CONFLATE with the 4.25% figure also on this page: that is a 6-month PROMOTIONAL APY on a Morgan Stanley Private Bank Premium Savings Account, a separate bank product, and the offer states 'IRA and non-IRA Brokerage accounts are ineligible.'" }, "cash_apy_standard": { "value": 0.01, "unit": "percent APY", "note": "The default Bank Deposit Program pays 0.01% APY on balances from $0 to $249,999, rising to 0.05% at $500,000-$999,999 and 0.15% at $1,000,000 and above. Balances above $20 million are swept without limit to MGPXX. DO NOT CONFLATE with the 4.25% figure also on this page: that is a 6-month PROMOTIONAL APY on a Morgan Stanley Private Bank Premium Savings Account, a separate bank product, and the offer states 'IRA and non-IRA Brokerage accounts are ineligible.'" }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Swept cash sits at program banks under FDIC limits.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://us.etrade.com/what-we-offer/pricing-and-rates", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://us.etrade.com/trade", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.etrade.com/ira", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://us.etrade.com/what-we-offer/investment-choices/fractional-shares", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "embrace-pet-insurance", "name": "Embrace Pet Insurance", "category": "pet-insurance", "legal_entity": "Not confirmed in this session", "summary": "reimbursement", "attributes": { "accident_only_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "accident_illness_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "coverage_model": { "value": "reimbursement" }, "reimbursement_percentage": { "value": null, "unit": "percent" }, "deductible_options": { "value": "Selectable annual deductible", "note": "Deductible options not confirmed at a primary source." }, "annual_limit_options": { "value": "Selectable annual limit, INCLUDING an Unlimited annual limit option (Embrace advertises this as a differentiator)", "note": "Annual limit options not confirmed at a primary source." }, "waiting_periods": { "value": null, "note": "Waiting periods not confirmed at a primary source." }, "any_licensed_vet": { "value": null }, "pre_existing_excluded": { "value": true }, "underwriter": { "value": "Not confirmed in this session" } }, "gotchas": [ "Pre-existing conditions are excluded. This is the single most common reason a claim is denied." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "No published premium matches the reference dog profile. Most insurers are quote-only, so premiums are not reproducible from public data." ], "sources": [ { "url": "https://www.embracepetinsurance.com/dog-insurance", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "fidelity-investments", "name": "Fidelity Investments", "category": "brokerage", "legal_entity": "Fidelity Brokerage Services LLC (FINRA BrokerCheck firm id 7784)", "summary": "Zero-commission stock/ETF trading alongside a full IRA range and branch or broker-assisted access.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": 1, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "CONFIRMED $0 online. Broker-assisted is NOT $0: the official fee-schedule PDF prices STOCKS/ETFs as 'Online $0.00 per trade / FAST $12.95 per trade / Rep-Assisted $32.95 per trade'. Two ETF-specific caveats: (a) 'purchasing certain ETFs will be subject to a service fee up to $100'; (b) accounts designated Professional Equity Trader pay $0.001 per share. ETFs purchased in a margin account must be bought in the cash account type and fully paid by settlement." }, "margin_apr_low": { "value": 7.75, "unit": "percent APR", "note": "Tiered on total margin debit balance; each tier is expressed as the base rate plus or minus a spread. Effective rates published for $0 through $1M+. Special rates may be available for higher balances by phone (800-630-3815)." }, "margin_apr_high": { "value": 12.075, "unit": "percent APR", "note": "Tiered on total margin debit balance; each tier is expressed as the base rate plus or minus a spread. Effective rates published for $0 through $1M+. Special rates may be available for higher balances by phone (800-630-3815)." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — Fidelity brokerage cash sweep APY not captured from an official page in this pass" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — Fidelity brokerage cash sweep APY not captured from an official page in this pass" }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Fidelity's cash sweep is a money market fund, which is SIPC-protected as a security rather than FDIC-insured.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "Cash APY not published; most brokers do not disclose one." ], "sources": [ { "url": "https://www.fidelity.com/trading/commissions-margin-rates", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.sipc.org/for-investors/what-sipc-protects", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.fidelity.com/trading/fractional-shares", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "firsttech-rewards-savings", "name": "First Technology Federal Credit Union (credit union, not a bank) — First Tech Rewards Savings", "category": "bank", "legal_entity": "First Technology Federal Credit Union (credit union, not a bank)", "summary": "First Technology Federal Credit Union (credit union, not a bank) First Tech Rewards Savings · 3% APY as of 10/01/2026", "attributes": { "apy": { "value": 3, "unit": "percent APY", "note": "10/01/2026" }, "headline_apy": { "value": null, "note": "No conditional headline rate published." }, "minimum_to_open": { "value": 25, "unit": "USD" }, "minimum_to_avoid_fees": { "value": 0, "unit": "USD" }, "monthly_fee": { "value": 0, "unit": "USD per month" }, "fdic_insured": { "value": true, "note": "First Technology Federal Credit Union" }, "is_fintech": { "value": false }, "withdrawal_overdraft": { "value": "Interest 'compounded daily on every saved dollar'; no numeric monthly transfer cap published on the product page fetched." }, "transfer_limits": { "value": null, "note": "Issuer status: unverified." } }, "gotchas": [ "[object Object]" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "firstrade", "name": "Firstrade", "category": "brokerage", "legal_entity": "Firstrade Securities Inc. (FINRA BrokerCheck firm id 16843)", "summary": "Options and mutual-fund traders, since it charges $0 contract fees and $0 commission on mutual funds.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "monthly_fee": { "value": 0, "unit": "USD", "note": "No annual fee or inactivity fee per third-party review; only the official pricing page was captured here, which does not itemize an annual fee" }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — no official Firstrade brokerage cash APY captured in this pass" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — no official Firstrade brokerage cash APY captured in this pass" }, "crypto_available": { "value": null }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Clearing is via Apex Clearing.", "note": "Coverage terms not transcribed." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.firstrade.com/trading/pricing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "chase-fu", "name": "Freedom Unlimited", "category": "credit-card", "legal_entity": "Chase (JPMorgan Chase Bank, N.A.)", "summary": "Simple uncapped 1.5% back card, but note the 3% foreign transaction fee.", "attributes": { "annual_fee": { "value": 0, "unit": "USD per year" }, "purchase_apr": { "value": "18.49% - 27.99%", "note": "variable, Prime Rate based" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": "$200 cash back", "note": "$500 on purchases" }, "signup_bonus_spend": { "value": "$500 on purchases", "note": "first 3 months from account opening" }, "foreign_transaction_fee": { "value": "Freedom Unlimited DOES charge a foreign transaction fee; only Freedom (the 5% base product) waives it." }, "rewards_summary": { "value": "all_purchases: 1.5% cash back; source: https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited" }, "credit_score": { "value": "No numeric minimum published by Chase" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "healthy-paws-pet-insurance-formerly-lendipet", "name": "Healthy Paws Pet Insurance (formerly LendiPet)", "category": "pet-insurance", "legal_entity": "Healthy Paws, a Chubb Company — underwritten by ACE American Insurance Company, Westchester Fire Insurance Company, Indemnity Insurance Company of North America, ACE Property and Casualty Insurance Company and Atlantic Employers Insurance Company. Distributed via Chubb Insurance Solutions Agency, Inc. (CA lic. 0D12120).", "summary": "reimbursement", "attributes": { "accident_only_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "accident_illness_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "coverage_model": { "value": "reimbursement" }, "reimbursement_percentage": { "value": null, "unit": "percent" }, "deductible_options": { "value": "Annual deductible, customizable", "note": "Deductible options not confirmed at a primary source." }, "annual_limit_options": { "value": "Customizable, INCLUDING options with NO payout limits", "note": "Annual limit options not confirmed at a primary source." }, "waiting_periods": { "value": "Applies; review state-specific policy for durations", "note": "Waiting periods not confirmed at a primary source." }, "any_licensed_vet": { "value": null }, "pre_existing_excluded": { "value": null }, "underwriter": { "value": "Healthy Paws, a Chubb Company — underwritten by ACE American Insurance Company, Westchester Fire Insurance Company, Indemnity Insurance Company of North America, ACE Property and Casualty Insurance Company and Atlantic Employers Insurance Company. Distributed via Chubb Insurance Solutions Agency, Inc. (CA lic. 0D12120)." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "No published premium matches the reference dog profile. Most insurers are quote-only, so premiums are not reproducible from public data." ], "sources": [ { "url": "https://www.healthypawspetinsurance.com/refer-a-friend.html", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" }, { "url": "https://www.healthypawspetinsurance.com/pet-insurance-coverage-and-exclusions.html", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "chase-ink-cash", "name": "Ink Business Cash", "category": "credit-card", "legal_entity": "Chase (JPMorgan Chase Bank, N.A.)", "summary": "Flat 1.5% business cash back with a 15-month 0% intro period.", "attributes": { "annual_fee": { "value": 0, "unit": "USD per year" }, "purchase_apr": { "value": "26.99%", "note": "variable, Prime Rate based" }, "penalty_apr": { "value": "Up to 29.99%" }, "signup_bonus_value": { "value": null, "note": null }, "signup_bonus_spend": { "value": null, "note": null }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "all_purchases: 1.5% cash back; source: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html" }, "credit_score": { "value": "No numeric minimum published by Chase" } }, "gotchas": [ "Penalty APR: Up to 29.99%" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "interactive-brokers", "name": "Interactive Brokers", "category": "brokerage", "legal_entity": "Interactive Brokers LLC (FINRA BrokerCheck firm id 36418)", "summary": "Active and international traders who value tiered per-share pricing, global markets, and a low margin floor plus paid cash interest.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "IBKR advertises no account minimums" }, "monthly_fee": { "value": null, "unit": "USD", "note": "No platform/account minimum captured; monthly activity inactivity fees may apply to low-value accounts — not captured in this pass" }, "equity_trade_fee": { "value": null, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": 1, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "TWO DISTINCT REGIMES, both first-party. (1) IBKR Lite: '$0 per share for US residents only' on US listed stocks and ETFs, with USD 0 minimum and USD 0 maximum. (2) IBKR Pro: per-share commission applies; for ETFs a separate NTF program exists - 'Interactive Brokers' \"fee waived\" no transaction fee (NTF) program offers over 150 exchange-traded funds (ETFs) which reimburse IBKR Pro clients for commissions paid on ETF shares held for at least 30 days. IBKR Lite clients always pay $0 commissions on ETFs.' Note the NTF rebate requires a 30-DAY HOLD." }, "margin_apr_low": { "value": 4.38, "unit": "percent APR", "note": "Benchmark-rate based (BM), not a fixed schedule, and BLENDED across tiers: 'IBKR uses a blended rate based on the tiers below. For example, for a balance over USD 1,000,000, the first 100,000 is charged at the Tier I rate, the next 900,000 at the Tier II rate'. USD tiers: 0-100,000 = 5.380% (BM+1.5%); 100,000-1,000,000 = 4.880% (BM+1%); 1,000,000-50,000,000 = 4.630% (BM+0.75%); 50,000,000-250,000,000 = 4.380% (BM+0.5%); over 250,000,000 = 4.380% (BM+0.5%). IBKR Lite is a flat 6.380% (BM+2.5%) at EVERY tier. A 1% surcharge applies to large loan balances in the highest tier unless prearranged." }, "margin_apr_high": { "value": 5.38, "unit": "percent APR", "note": "Benchmark-rate based (BM), not a fixed schedule, and BLENDED across tiers: 'IBKR uses a blended rate based on the tiers below. For example, for a balance over USD 1,000,000, the first 100,000 is charged at the Tier I rate, the next 900,000 at the Tier II rate'. USD tiers: 0-100,000 = 5.380% (BM+1.5%); 100,000-1,000,000 = 4.880% (BM+1%); 1,000,000-50,000,000 = 4.630% (BM+0.75%); 50,000,000-250,000,000 = 4.380% (BM+0.5%); over 250,000,000 = 4.380% (BM+0.5%). IBKR Lite is a flat 6.380% (BM+2.5%) at EVERY tier. A 1% surcharge applies to large loan balances in the highest tier unless prearranged." }, "cash_apy_gold": { "value": 2.38, "unit": "percent APY", "note": "FLAT 0% IS REAL AND MATERIAL. IBKR's own interest-rate table shows USD tier '0 <= 10,000' paying 0%, and only '> 10,000' earning 3.380% (BM - 0.5%) on IBKR Pro or 2.380% (BM - 1.5%) on IBKR Lite. So the advertised 'up to 3.38%' requires more than USD 10,000 of eligible cash. IBKR Pro is the PREMIUM tier here (higher cash rate AND lower margin rate); IBKR Lite is the free tier. No cap on earnings; compounded daily. Rates are benchmark-linked and tiered, so they move with the benchmark." }, "cash_apy_standard": { "value": 3.38, "unit": "percent APY", "note": "FLAT 0% IS REAL AND MATERIAL. IBKR's own interest-rate table shows USD tier '0 <= 10,000' paying 0%, and only '> 10,000' earning 3.380% (BM - 0.5%) on IBKR Pro or 2.380% (BM - 1.5%) on IBKR Lite. So the advertised 'up to 3.38%' requires more than USD 10,000 of eligible cash. IBKR Pro is the PREMIUM tier here (higher cash rate AND lower margin rate); IBKR Lite is the free tier. No cap on earnings; compounded daily. Rates are benchmark-linked and tiered, so they move with the benchmark." }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Interest-bearing cash is held at program banks with FDIC coverage per depositor per bank.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.interactivebrokers.com/en/pricing/commissions-stocks", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.interactivebrokers.com/en/pricing/commissions-home.php", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.interactivebrokers.com/en/trading/fractional-trading.php", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "lemonade-pet-insurance", "name": "Lemonade Pet Insurance", "category": "pet-insurance", "legal_entity": "Lemonade Insurance Company (LIC) and Metromile Insurance Company (MIC)", "summary": "reimbursement", "attributes": { "accident_only_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "accident_illness_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "coverage_model": { "value": "reimbursement" }, "reimbursement_percentage": { "value": null, "unit": "percent" }, "deductible_options": { "value": "Co-insurance/percentage structure; exact options unverified", "note": "Deductible options not confirmed at a primary source." }, "annual_limit_options": { "value": null, "note": "Annual limit options not confirmed at a primary source." }, "waiting_periods": { "value": null, "note": "Waiting periods not confirmed at a primary source." }, "any_licensed_vet": { "value": null }, "pre_existing_excluded": { "value": true }, "underwriter": { "value": "Lemonade Insurance Company (LIC) and Metromile Insurance Company (MIC)" } }, "gotchas": [ "Pre-existing conditions are excluded. This is the single most common reason a claim is denied." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "No published premium matches the reference dog profile. Most insurers are quote-only, so premiums are not reproducible from public data." ], "sources": [ { "url": "https://www.lemonade.com/terms-and-conditions-referral-program", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "m1-finance", "name": "M1 Finance", "category": "brokerage", "legal_entity": "BROKER ONLY (self-directed). M1 Finance LLC - BrokerCheck CRD# 281242, SEC# 8-69670, a Delaware LLC formed 02/25/2015, sole owner M1 Holdings Inc. Registered with the SEC, 1 SRO and 53 states. Form CRS: 'M1 can offer self-directed brokerage services to you... Our firm does not provide any sort of investment recommendations nor do we provide investment, tax, or legal advice.' Crypto accounts are offered by Bakkt. The prior dataset listed an 'advisory affiliate M1 Advisory (801-106511)' - M1's own CRS describes only self-directed brokerage, so an advisory affiliate should be treated as unconfirmed.", "summary": "Hands-off long-term investors who want to set target percentages and let automation rebalance, and who will hold $10,000+ to avoid the $3 monthly fee. Also the only broker in this dataset that actively uses fractional shares to hit target allocations. Be aware M1 uses not-held orders, so you do not control execution price or timing.", "attributes": { "minimum_to_open": { "value": 100, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "monthly_fee": { "value": 3, "unit": "USD", "note": "$3 monthly Platform Fee, or a $3 monthly IRA Fee if you hold ONLY an Individual Retirement Account and do not meet the waiver. 'You will never be charged both fees in the same month... you will only ever pay a maximum of $3 per month for access to the platform, regardless of how many accounts you have open.' WAIVED automatically for each 30-day billing cycle if EITHER (a) you hold $10,000 or more in total M1 assets - the aggregate balance must reach $10,000 for at least ONE day during the cycle, counting Individual, Joint, Traditional IRA, Roth IRA, Trust, Custodial, Crypto, High-Yield Savings and High-Yield Cash accounts - OR (b) you maintain an active M1 Personal Loan. If the default payment account fails or lacks funds, M1 may automatically SELL A PORTION OF YOUR SECURITIES to cover the $3 fee. IMPORTANT CORRECTION: there is no subscription tier any more. M1 Plus ENDED in 2024 - 'M1 Plus, M1's premium subscription, ended in 2024. All former M1 Plus features are now available to all clients - no membership required.' The $125/year M1 Plus fee quoted in the Form CRS is HISTORICAL and must not be published as a current price." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": null, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "No cash APY published by this broker." }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "No cash APY published by this broker." }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, individual, joint, ira, roth ira, sep ira, trust, custodial, crypto bakkt", "note": "Account types not published." }, "coverage": { "value": "'Member of SIPC. Securities in your account protected up to $500,000.' Separately, 'All M1 High-Yield Cash Accounts deposits are FDIC-insured up to an aggregate total of $4.75 million.'", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://files.brokercheck.finra.org/firm/firm_281242.pdf", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://m1.com/M1_Form-CRS-11.2021-1.pdf", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://m1.com/legal/disclosures/platform-fee-disclosure/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://help.m1.com/en/articles/9331935-historical-m1-plus-billing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://m1.com/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://m1.com/promo/referral/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "merrill-edge", "name": "Merrill Edge", "category": "brokerage", "legal_entity": "Merrill Lynch, Pierce, Fenner & Smith Incorporated (FINRA BrokerCheck firm id 7691)", "summary": "Zero-commission self-directed trading paired with Bank of America banking integration and a guided-advice tier.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "monthly_fee": { "value": 0, "unit": "USD", "note": "$0 for Self-Directed accounts. Guided Investing carries an annual program fee of 0.45%, and Guided Investing with Advisor 0.85%." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "CONFIRMED $0 online: 'Unlimited $0 online stock and ETF trades with no trade or balance minimums'. Broker-assisted is $29.95 per trade. Footnote 1 states Merrill 'waives its commissions for all online stock, ETF and option trades placed in a Merrill Edge Self-Directed brokerage account' and that broker-assisted trades through Merrill Edge cost 'the lower of $29.95 or 5.00% of the principal amount of the transaction'. Note broker-assisted is a percentage-or-flat cap, unlike Schwab's flat $25." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": 3.35, "unit": "percent APY", "note": "The default Merrill Lynch Bank Deposit Program pays tiered APY by balance: Tier 1 (under $250,000) 0.01%, Tier 2 ($250,000-$999,999) 0.01%, Tier 3 ($1,000,000-$9,999,999) 0.05%, Tier 4 ($10,000,000+) 0.15%. The 3.35% Tier 5 / Tier 6 rate is NOT available to ordinary Self-Directed retail accounts: per the rate sheet footnote it 'is assigned to eligible accounts enrolled in the following investment advisory programs ... Merrill Guided Investing with Advisor Program and Merrill Edge Advisory Account Program' and is also assigned to certain retirement plan accounts. Do not present 3.35% as a Merrill Edge Self-Directed cash rate. APY as of 10/2/2026." }, "cash_apy_standard": { "value": 0.01, "unit": "percent APY", "note": "The default Merrill Lynch Bank Deposit Program pays tiered APY by balance: Tier 1 (under $250,000) 0.01%, Tier 2 ($250,000-$999,999) 0.01%, Tier 3 ($1,000,000-$9,999,999) 0.05%, Tier 4 ($10,000,000+) 0.15%. The 3.35% Tier 5 / Tier 6 rate is NOT available to ordinary Self-Directed retail accounts: per the rate sheet footnote it 'is assigned to eligible accounts enrolled in the following investment advisory programs ... Merrill Guided Investing with Advisor Program and Merrill Edge Advisory Account Program' and is also assigned to certain retirement plan accounts. Do not present 3.35% as a Merrill Edge Self-Directed cash rate. APY as of 10/2/2026." }, "crypto_available": { "value": null }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Merrill brokerage cash is swept to a bank deposit program; FDIC coverage applies per depositor per program bank.", "note": "Coverage terms not transcribed." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Margin APR range not published." ], "sources": [ { "url": "https://www.merrilledge.com/pricing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "metlife-pet-insurance", "name": "MetLife Pet Insurance", "category": "pet-insurance", "legal_entity": "Metropolitan General Insurance Company (MetGen), Rhode Island. Administrator: MetLife Pet Insurance Solutions LLC (formerly PetFirst Healthcare LLC).", "summary": "reimbursement", "attributes": { "accident_only_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "accident_illness_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "coverage_model": { "value": "reimbursement" }, "reimbursement_percentage": { "value": null, "unit": "percent" }, "deductible_options": { "value": "Selectable; $250 and $2,500 both rendered as published tiers", "note": "Deductible options not confirmed at a primary source." }, "annual_limit_options": { "value": "Selectable annual benefit limits (MetLife calls the plan tier 'Balanced' at $2,000; larger limits incl. $5,000 and $10,000 shown)", "note": "Annual limit options not confirmed at a primary source." }, "waiting_periods": { "value": null, "note": "Waiting periods not confirmed at a primary source." }, "any_licensed_vet": { "value": null }, "pre_existing_excluded": { "value": null }, "underwriter": { "value": "Metropolitan General Insurance Company (MetGen), Rhode Island. Administrator: MetLife Pet Insurance Solutions LLC (formerly PetFirst Healthcare LLC)." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "No published premium matches the reference dog profile. Most insurers are quote-only, so premiums are not reproducible from public data." ], "sources": [ { "url": "https://www.metlifepetinsurance.com/metlife-pet-insurance-rewards-program/", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "moomoo", "name": "moomoo", "category": "brokerage", "legal_entity": "Moomoo Financial Inc. (named as the broker-dealer in the official promotion terms; FINRA BrokerCheck record not captured in this pass)", "summary": "Commission-free trading with strong crypto and options selection plus event-contract products.", "attributes": { "minimum_to_open": { "value": null, "unit": "USD", "note": "unverified — no minimum captured from an official page" }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — no official moomoo US brokerage cash APY captured" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — no official moomoo US brokerage cash APY captured" }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Crypto is not SIPC-protected unless it qualifies as an SEC-registered security.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.moomoo.com/us/pricing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.moomoo.com/us/support/topic4_448", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "public-invest", "name": "Public Invest", "category": "brokerage", "legal_entity": "Open to the Public Investing, Inc. (FINRA BrokerCheck firm id 127818); Public Advisors / Open to the Public Advisors, Inc. (801-72782)", "summary": "Commission-free self-directed stock/ETF/crypto trading with recurring investments and a 1% IRA contribution match.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "Public Investing states it has no account minimums; a $1,000 initial deposit is required only to qualify for the referral bonus" }, "monthly_fee": { "value": null, "unit": "USD", "note": "No base account fee captured; Public Premium is a paid subscription whose price was not captured from the fee schedule in this pass" }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — no brokerage cash APY captured; Public Treasury Accounts are a separate Jiko Securities product with its own management fee" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — no brokerage cash APY captured; Public Treasury Accounts are a separate Jiko Securities product with its own management fee" }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira, crypto ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Recurring 6-month T-bill accounts are opened with a separate broker, Jiko Securities, Inc., and are not covered by Public Investing's SIPC membership.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it.", "Public Premium subscription exists and waives extended-hours/OTC and investment-plan fees; price not verified in this pass" ], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://public.com/disclosures/referral-terms", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://public.com/invest/stocks", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://public.com/disclosures/fee-schedule", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "robinhood", "name": "Robinhood", "category": "brokerage", "legal_entity": "Robinhood Financial, LLC (FINRA BrokerCheck firm id 165998); advisory affiliate Robinhood Asset Management (801-127371)", "summary": "Low-cost self-directed stock/ETF trading with fractional shares from $1 and a paid cash-yield tier (Gold).", "attributes": { "minimum_to_open": { "value": null, "unit": "USD", "note": "unverified — no minimum stated on the pages retrieved" }, "monthly_fee": { "value": 0, "unit": "USD", "note": "No account fee; optional Gold subscription is $5/mo or $50/yr" }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": 1, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": 4.5, "unit": "percent APR", "note": "tiered on full margin balance: up to $50k 5.25%; $50k-$100k 5.05%; $100k-$1M 4.75%; $1M-$10M 4.5%" }, "margin_apr_high": { "value": 5.25, "unit": "percent APR", "note": "tiered on full margin balance: up to $50k 5.25%; $50k-$100k 5.05%; $100k-$1M 4.75%; $1M-$10M 4.5%" }, "cash_apy_gold": { "value": 3.6, "unit": "percent APY", "note": "3.6% APY for Robinhood Gold members as of Sept 17, 2026; subject to change. Non-Gold brokerage-cash rate unverified — a 1.5% figure appears only in a Nov 2023 newsroom post and is stale." }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "3.6% APY for Robinhood Gold members as of Sept 17, 2026; subject to change. Non-Gold brokerage-cash rate unverified — a 1.5% figure appears only in a Nov 2023 newsroom post and is stale." }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Cash swept to the Cash Sweep program is held at network program banks and FDIC-insured up to $250,000 per program bank; the High-Yield Cash program is what pays the 3.6% APY.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it.", "Robinhood Gold $5/mo or $50/yr with 30-day free trial. A separate Robinhood Gold Credit Card exists but its rate/rewards were not verified (support page 404).", "Crypto at Robinhood is not SIPC-protected unless it qualifies as an SEC-registered security" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://robinhood.com/us/en/support/articles/gold-overview", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://robinhood.com/us/en/support/articles/cash-program-interest-rate", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://robinhood.com/us/en/support/articles/margin-rates", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://robinhood.com/us/en/support/articles/fractional-shares", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://robinhood.com/us/en/referrals/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://robinhood.com/us/en/support/articles/crypto-trading", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://robinhood.com/us/en/support/articles/ira-contributions", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] }, "referral": { "status": "official", "link": "https://join.robinhood.com/brents221", "promo_code": null, "referee_reward": "Free stock in one of 26 companies, worth $5 to $200 by Robinhood’s published terms. Robinhood states approximately 99% of customers receive stock worth $5.", "referrer_reward": "Robinhood stock. Our own referral milestone schedule is $50 at 1 successful referral, $150 at 3, $800 at 10, $4,000 at 50 and $10,000 at 200 — paid to us as stock, not cash, and capped at $15,000 per person per year.", "we_are_paid": true, "cap": null, "restrictions": [ "You and the person you refer must both be US residents.", "The new account must link a bank account or debit card.", "A qualifying deposit must be initiated." ], "last_verified": "2026-10-04", "sources": [], "note": "We hold this link. See the entity page for the full disclosure." } }, { "slug": "chase-ssp", "name": "Sapphire Preferred", "category": "credit-card", "legal_entity": "Chase (JPMorgan Chase Bank, N.A.)", "summary": "Premium travel card for people who want Sapphire protections without the $795 Reserve fee.", "attributes": { "annual_fee": { "value": 95, "unit": "USD per year" }, "purchase_apr": { "value": "19.49% - 27.74%", "note": "variable, Prime Rate based" }, "penalty_apr": { "value": "Up to 29.99%" }, "signup_bonus_value": { "value": "75,000 Chase points", "note": "$5,000 in purchases" }, "signup_bonus_spend": { "value": "$5,000 in purchases", "note": "first 3 months from account opening" }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "dining: 3x; travel_via_chase: 5x; other: 1x; protection: Trip cancellation/interruption up to $2,000 per bag and $10,000 all covered travelers per trip; purchase protection 90 days from purchase date.; note: Sapphire Preferred has no built-in monthly statement credits.; source: https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred" }, "credit_score": { "value": "No numeric minimum published by Chase" } }, "gotchas": [ "Penalty APR: Up to 29.99%" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "chase-ssr", "name": "Sapphire Reserve", "category": "credit-card", "legal_entity": "Chase (JPMorgan Chase Bank, N.A.)", "summary": "High-spend travel card whose annual credits and hotel Elite status offset the $795 fee.", "attributes": { "annual_fee": { "value": 795, "unit": "USD per year" }, "purchase_apr": { "value": "19.74% - 28.24%", "note": "variable, Prime Rate based" }, "penalty_apr": { "value": "Up to 29.99%" }, "signup_bonus_value": { "value": "100,000 Chase points", "note": "$6,000 in purchases" }, "signup_bonus_spend": { "value": "$6,000 in purchases", "note": "first 3 months from account opening" }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "travel_via_chase: 8x; dining: 3x; other: 1x; source: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve" }, "credit_score": { "value": "No numeric minimum published by Chase" } }, "gotchas": [ "Penalty APR: Up to 29.99%" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "co-savor", "name": "SavorOne Rewards", "category": "credit-card", "legal_entity": "Capital One Bank, N.A.", "summary": "3% back on groceries/dining/streaming with a 12-month 0% intro period and no FX fee.", "attributes": { "annual_fee": { "value": 0, "unit": "USD per year" }, "purchase_apr": { "value": "18.49% - 28.49%", "note": "variable" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": "$200 cash", "note": "$500 on purchases" }, "signup_bonus_spend": { "value": "$500 on purchases", "note": "first 3 months from account opening" }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "capitalone_travel_hotels_cars: 5% cash back; groceries: 3%; dining: 3%; entertainment_streaming: 3%; other: 1%; source: https://www.capitalone.com/credit-cards/savor/" }, "credit_score": { "value": "No numeric minimum published by Capital One on the product page" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "co-savorone", "name": "SavorOne Rewards (current 3% all-categories generation)", "category": "credit-card", "legal_entity": "Capital One Bank, N.A.", "summary": "Paying a $39 fee for 3% at four everyday categories, if you will use all four.", "attributes": { "annual_fee": { "value": 39, "unit": "USD per year" }, "purchase_apr": { "value": "28.99%", "note": "variable" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": null }, "signup_bonus_spend": { "value": null }, "foreign_transaction_fee": { "value": null, "note": "Issuer status: unverified." }, "rewards_summary": { "value": "groceries: 3%; dining: 3%; entertainment: 3%; streaming: 3%; other: 1%; detail: Page describes 'unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services with a $39 annual fee'.; source: https://www.capitalone.com/credit-cards/savorone/" }, "credit_score": { "value": "No numeric minimum published by Capital One on the product page" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "sipc-protection-limit", "name": "SIPC Protection Limits (reference)", "category": "other", "legal_entity": "Securities Investor Protection Corporation", "summary": "Reference figures for US brokerage protection limits, for checking what a brokerage account actually covers.", "attributes": { "securities_limit": { "value": 500000, "unit": "USD", "note": "Protection limit for unallocated securities held in a SIPC member account." }, "cash_limit": { "value": 250000, "unit": "USD", "note": "Cash is capped separately from the securities limit, not combined with it." }, "covers_crypto": { "value": false, "note": "Cryptocurrency is not SIPC protected. This is the most common and most costly misunderstanding in retail investing." }, "covers_futures": { "value": false, "note": "Futures are cleared through CFTC-regulated entities with a different guarantee structure." }, "covers_losses": { "value": false, "note": "SIPC protects against a broker failing to return assets. It does not protect against market losses or bad investment decisions." } }, "gotchas": [ "The $500,000 securities limit and $250,000 cash limit are separate buckets, not one combined $500,000.", "SIPC is custody insurance, not loss insurance." ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.sipc.org/for-investors/investor-protection", "publisher": "SIPC", "supports": "Protection limits and scope of SIPC coverage.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "sofi-savings", "name": "SoFi Bank, N.A. — SoFi Savings Account", "category": "bank", "legal_entity": "SoFi Bank, N.A.", "summary": "SoFi Bank, N.A. SoFi Savings Account · 3.3% APY as of 09/23/2026", "attributes": { "apy": { "value": 3.3, "unit": "percent APY", "note": "09/23/2026" }, "headline_apy": { "value": null, "note": "No conditional headline rate published." }, "minimum_to_open": { "value": 0, "unit": "USD" }, "minimum_to_avoid_fees": { "value": 0, "unit": "USD" }, "monthly_fee": { "value": 0, "unit": "USD per month" }, "fdic_insured": { "value": true, "note": "SoFi Bank, N.A." }, "is_fintech": { "value": false }, "withdrawal_overdraft": { "value": "Savings withdrawal limits not enumerated on the fetched product page; null rather than guessed." }, "transfer_limits": { "value": null, "note": "Issuer status: unverified." } }, "gotchas": [ "[object Object]" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.sofi.com/banking/savings-account/", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "sofi-invest", "name": "SoFi Invest", "category": "brokerage", "legal_entity": "Self-directed brokerage through SoFi Securities LLC (FINRA BrokerCheck firm id 151717); robo/advisory through SoFi Wealth LLC (801-78185)", "summary": "Existing SoFi members who want commission-free self-directed trading plus robo investing under one login.", "attributes": { "minimum_to_open": { "value": null, "unit": "USD", "note": "unverified — not captured from an official page in this pass" }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Self-directed commission-free; robo investing carries an AUM-based advisory fee. Advisory fees are 0.19% for Digital Investing accounts and 0.49% for Generated Assets accounts per the Public disclosure — note this is Public's schedule, not SoFi's; SoFi's own rate was not captured." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — SoFi markets high APYs on its separate SoFi Bank savings/checking products, which are NOT brokerage cash. No SoFi Invest brokerage cash APY was captured." }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — SoFi markets high APYs on its separate SoFi Bank savings/checking products, which are NOT brokerage cash. No SoFi Invest brokerage cash APY was captured." }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member for brokerage assets. SoFi Bank deposits are FDIC-insured but are a separate product from SoFi Invest brokerage accounts.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.sofi.com/invest/ira/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/invest/pricing-and-rates/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "spot-pet-insurance", "name": "Spot Pet Insurance", "category": "pet-insurance", "legal_entity": "U.S. Fire Insurance Company (per referral partner terms)", "summary": "reimbursement", "attributes": { "accident_only_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "accident_illness_premium": { "value": null, "unit": "USD per month", "note": "Not confirmed at a primary source in this pass." }, "coverage_model": { "value": "reimbursement" }, "reimbursement_percentage": { "value": null, "unit": "percent" }, "deductible_options": { "value": "Annual deductibles, chosen from a range at customization", "note": "Deductible options not confirmed at a primary source." }, "annual_limit_options": { "value": "Selectable annual limits (no per-incident limits, no lifetime caps on A&I plans)", "note": "Annual limit options not confirmed at a primary source." }, "waiting_periods": { "value": "14 days for accidents AND illnesses; preventive care coverage starts the next day", "note": "Waiting periods not confirmed at a primary source." }, "any_licensed_vet": { "value": null }, "pre_existing_excluded": { "value": true }, "underwriter": { "value": "U.S. Fire Insurance Company (per referral partner terms)" } }, "gotchas": [ "Pre-existing conditions are excluded. This is the single most common reason a claim is denied." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "No published premium matches the reference dog profile. Most insurers are quote-only, so premiums are not reproducible from public data." ], "sources": [ { "url": "https://spotpet.com/spot-referral-partner-terms-and-conditions", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" }, { "url": "https://spotpet.com/commonly-asked-questions", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" }, { "url": "https://spotpet.com/pet-insurance-cost", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "tastytrade", "name": "tastytrade", "category": "brokerage", "legal_entity": "tastytrade, Inc. (verify exact FINRA BrokerCheck record before publishing; not captured in this pass)", "summary": "Options and futures traders who value capped per-contract pricing and zero closing commissions on equities.", "attributes": { "minimum_to_open": { "value": null, "unit": "USD", "note": "unverified — account minimum not captured from an official page; a $1,000 initial deposit is required only to qualify for the referral bonus" }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — no official tastytrade brokerage cash APY captured in this pass" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — no official tastytrade brokerage cash APY captured in this pass" }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Crypto held is not SIPC-protected unless it qualifies as an SEC-registered security.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.tastytrade.com/pricing/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://tastytrade.com/referral/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "tradestation", "name": "TradeStation", "category": "brokerage", "legal_entity": "TradeStation Securities, Inc. (FINRA BrokerCheck firm id 39473)", "summary": "Active traders needing multi-tier margin pricing and futures/options capability at a traditional discount broker.", "attributes": { "minimum_to_open": { "value": null, "unit": "USD", "note": "unverified — account minimum not captured from an official page in this pass" }, "monthly_fee": { "value": null, "unit": "USD", "note": "unverified — subscription pricing page referenced in navigation but not captured" }, "equity_trade_fee": { "value": null, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "CONFIRMED $0 per share for US clients: 'Stocks and ETFs | Commissions (per share) | $0'. Two material qualifiers. (1) REGION: 'U.S. customers can trade ETFs and stocks at $0 per trade' but 'International clients can trade ETFs and U.S. stocks at $5 per trade'. (2) CLEARING FEE: a per-share clearing fee tiers from $0 to $0.003 depending on monthly share volume, and sub-dollar/OTC securities cost $0.005 per share. There is NO broker-assisted waiver; broker-assisted trades are listed at a flat $25." }, "margin_apr_low": { "value": 4.5, "unit": "percent APR", "note": "Tiered on margin debit balance. IMPORTANT: the existing dataset recorded 4.50% against a tier labeled '$2,000,000+' and 6.50% against '$500,000+'. The live page clarifies that 6.50% applies across the whole $500,000-$1,999,999 band and 4.50% only above $2,000,000: 'Margin balances between $500k-$1,999,999 will default to an effective rate of 6.50% and margin balances greater than $2,000,000 will default to an effective rate of 4.50%.' Rates are base-rate linked and 'subject to change without prior notice'. No published base rate figure." }, "margin_apr_high": { "value": 12, "unit": "percent APR", "note": "Tiered on margin debit balance. IMPORTANT: the existing dataset recorded 4.50% against a tier labeled '$2,000,000+' and 6.50% against '$500,000+'. The live page clarifies that 6.50% applies across the whole $500,000-$1,999,999 band and 4.50% only above $2,000,000: 'Margin balances between $500k-$1,999,999 will default to an effective rate of 6.50% and margin balances greater than $2,000,000 will default to an effective rate of 4.50%.' Rates are base-rate linked and 'subject to change without prior notice'. No published base rate figure." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "FILLS A GAP: the existing dataset recorded cash_apy_pct as null. TradeStation does NOT pay interest on typical retail cash. 'TradeStation Securities will pay interest on free credit balances (\"cash balances\") over $100,000 in non-IRA securities and futures accounts (the \"minimum threshold\"). The annual percentage interest rate is 0.15%.' TWO IMPORTANT EXCLUSIONS: the program applies only to non-IRA accounts, and balances under $100,000 earn ZERO. Customers with at least $500,000 may contact customer service to negotiate a custom rate. Interest is calculated prorated for days above the threshold and paid monthly. TradeStation reserves the right to modify or end the program at any time." }, "cash_apy_standard": { "value": 0.15, "unit": "percent APY", "note": "FILLS A GAP: the existing dataset recorded cash_apy_pct as null. TradeStation does NOT pay interest on typical retail cash. 'TradeStation Securities will pay interest on free credit balances (\"cash balances\") over $100,000 in non-IRA securities and futures accounts (the \"minimum threshold\"). The annual percentage interest rate is 0.15%.' TWO IMPORTANT EXCLUSIONS: the program applies only to non-IRA accounts, and balances under $100,000 earn ZERO. Customers with at least $500,000 may contact customer service to negotiate a custom rate. Interest is calculated prorated for days above the threshold and paid monthly. TradeStation reserves the right to modify or end the program at any time." }, "crypto_available": { "value": null }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member.", "note": "Coverage terms not transcribed." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text." ], "sources": [ { "url": "https://www.tradestation.com/pricing/margin-rates/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.tradestation.com/pricing/", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "tradier", "name": "Tradier", "category": "brokerage", "legal_entity": "Tradier Brokerage, Inc. (FINRA BrokerCheck firm id 104982)", "summary": "API-first and active traders who want to pick between per-trade pricing and a flat subscription.", "attributes": { "minimum_to_open": { "value": null, "unit": "USD", "note": "unverified — not captured from a primary page in this pass" }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Tiered subscriptions: Lite $0/month, Pro $10/month, Pro Plus $35/month" }, "equity_trade_fee": { "value": null, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": null, "unit": "USD per trade", "note": "ETFs priced with equity options in the same per-trade/per-contract table" }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — no official Tradier brokerage cash APY captured in this pass" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — no official Tradier brokerage cash APY captured in this pass" }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.tradier.com/pricing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "trupanion", "name": "Trupanion", "category": "pet-insurance", "legal_entity": "GPIC Insurance Company (US); Accelerant Insurance Company of Canada", "summary": "reimbursement", "attributes": { "accident_only_premium": { "value": null, "unit": "USD per month", "note": "No published premium for this profile. Trupanion pricing is not customizable by annual limit, so a '$5,000 annual limit' quote does not exist as a configuration." }, "accident_illness_premium": { "value": null, "unit": "USD per month", "note": "No published premium for this profile. Trupanion pricing is not customizable by annual limit, so a '$5,000 annual limit' quote does not exist as a configuration." }, "coverage_model": { "value": "reimbursement" }, "reimbursement_percentage": { "value": null, "unit": "percent" }, "deductible_options": { "value": "LIFETIME PER-CONDITION deductible (paid once per condition for the life of the pet), customizable. Maximum $1,000 figure is third-party only.", "note": "Deductible options not confirmed at a primary source." }, "annual_limit_options": { "value": "No annual limit, no per-incident limit, no lifetime cap", "note": "Annual limit options not confirmed at a primary source." }, "waiting_periods": { "value": "5 days injuries; 30 days illnesses", "note": "Waiting periods not confirmed at a primary source." }, "any_licensed_vet": { "value": null }, "pre_existing_excluded": { "value": null }, "underwriter": { "value": "GPIC Insurance Company (US); Accelerant Insurance Company of Canada" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "No published premium for this profile. Trupanion pricing is not customizable by annual limit, so a '$5,000 annual limit' quote does not exist as a configuration." ], "sources": [ { "url": "https://share.trupanion.com/", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" }, { "url": "https://www.trupanion.com/affiliate", "supports": "Referral program terms and caps.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "usbank-smartly-savings", "name": "U.S. Bank National Association — Bank Smartly Savings", "category": "bank", "legal_entity": "U.S. Bank National Association", "summary": "U.S. Bank National Association Bank Smartly Savings · 0.05% APY as of 10/04/2026", "attributes": { "apy": { "value": 0.05, "unit": "percent APY", "note": "10/04/2026" }, "headline_apy": { "value": null, "note": "No conditional headline rate published." }, "minimum_to_open": { "value": 25, "unit": "USD" }, "minimum_to_avoid_fees": { "value": 0, "unit": "USD" }, "monthly_fee": { "value": 0, "unit": "USD per month" }, "fdic_insured": { "value": true, "note": "U.S. Bank National Association" }, "is_fintech": { "value": false }, "withdrawal_overdraft": { "value": "Savings interest-rate tiers are based on Combined Qualifying Balances; no numeric monthly transfer cap published on the rates page fetched." }, "transfer_limits": { "value": null, "note": "Issuer status: unverified." } }, "gotchas": [ "The advertised APY is tiered and assumes a qualifying balance.", "[object Object]" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "vanguard-brokerage", "name": "Vanguard Brokerage", "category": "brokerage", "legal_entity": "Vanguard Brokerage Services, a division of Vanguard Marketing Corporation (BrokerCheck id 7452); advisory affiliate Vanguard Advisers, Inc. (801-49601)", "summary": "Low-cost index-fund investing, where online stock and ETF trades stay $0 at every asset tier and options per-contract fees drop at $1M+.", "attributes": { "minimum_to_open": { "value": 1, "unit": "USD", "note": "$1 is the stated minimum to invest in a Vanguard ETF; a separate brokerage account minimum was not stated in the pages retrieved" }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": 1, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "CONFIRMED $0 online at every asset tier for Vanguard ETFs and stocks. Broker-assisted is $25 BAC per trade below $1M Qualifying Assets, and the closing-transaction $25 BAC for margin calls is waived at $1M+ QA. Note Vanguard's fee page adds that 'You must buy and sell Vanguard ETF Shares through Vanguard Brokerage Services (we offer them commission-free online) or through another broker (which may charge commissions).'" }, "margin_apr_low": { "value": 6, "unit": "percent APR", "note": "Three separate rate schedules gated on Qualifying Assets (QA), NOT on loan balance alone. Premier requires QA of $5 million or more; Preferred requires QA of $1 million to $4,999,999; Standard applies below $1 million QA. For joint accounts only the primary owner's QA counts. Rates are applied to the full loan balance outstanding; higher-balance pricing is available by phone (877-662-7447)." }, "margin_apr_high": { "value": 12.25, "unit": "percent APR", "note": "Three separate rate schedules gated on Qualifying Assets (QA), NOT on loan balance alone. Premier requires QA of $5 million or more; Preferred requires QA of $1 million to $4,999,999; Standard applies below $1 million QA. For joint accounts only the primary owner's QA counts. Rates are applied to the full loan balance outstanding; higher-balance pricing is available by phone (877-662-7447)." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — no official Vanguard brokerage cash APY captured in this pass" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — no official Vanguard brokerage cash APY captured in this pass" }, "crypto_available": { "value": false }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "Stated on the fee page: brokerage assets are held through Vanguard Brokerage Services, a division of Vanguard Marketing Corporation, member FINRA and SIPC.", "note": "Coverage terms not transcribed." } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [ "Cash APY not published; most brokers do not disclose one." ], "sources": [ { "url": "https://investor.vanguard.com/client-benefits/investment-fees", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://investor.vanguard.com/accounts-plans", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "co-venture", "name": "Venture", "category": "credit-card", "legal_entity": "Capital One Bank, N.A.", "summary": "Flat 2x miles everywhere for people who don't want to track bonus categories.", "attributes": { "annual_fee": { "value": 95, "unit": "USD per year" }, "purchase_apr": { "value": "19.49% - 28.49%", "note": "variable" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": "75,000 bonus miles", "note": "$4,000 on purchases" }, "signup_bonus_spend": { "value": "$4,000 on purchases", "note": "first 3 months from account opening" }, "foreign_transaction_fee": { "value": null, "note": "Structured value with no displayable field." }, "rewards_summary": { "value": "all_purchases: 2X miles; capitalone_travel_hotels: 5X miles; source: https://www.capitalone.com/credit-cards/products/venture/" }, "credit_score": { "value": "No numeric minimum published by Capital One on the product page" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "co-venture-x", "name": "Venture X", "category": "credit-card", "legal_entity": "Capital One Bank, N.A.", "summary": "Premium Capital One travel card; page states an 'Excellent' credit level.", "attributes": { "annual_fee": { "value": 395, "unit": "USD per year" }, "purchase_apr": { "value": "19.49% - 28.49%", "note": "variable" }, "penalty_apr": { "value": null }, "signup_bonus_value": { "value": null }, "signup_bonus_spend": { "value": null }, "foreign_transaction_fee": { "value": null, "note": "Issuer status: unverified." }, "rewards_summary": { "value": "source: https://www.capitalone.com/credit-cards/venture-x/; verification_status: unverified; verification_note: Category earn rates not enumerated on the fetched Venture X page.; urls_tried: https://www.capitalone.com/credit-cards/venture-x/" }, "credit_score": { "value": "Excellent (explicitly labeled 'Credit Level' on the product page)" } }, "gotchas": [], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "Issuer pricing-and-terms and rewards documentation.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/cash", "supports": "Cash Account APY,Cash Account minimum to open,Cash Account minimum to avoid fees,Cash Account monthly fee,Cash Account deposit insurance,Cash Account withdrawal/overdraft,Cash Account monthly transfer limits,Cash Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "wealthfront", "name": "Wealthfront", "category": "brokerage", "legal_entity": "Wealthfront Brokerage LLC (FINRA BrokerCheck firm id 153407); advisory affiliate Wealthfront Advisers LLC (801-69766)", "summary": "Automated index-based investing paired with a high-APY cash account and automated tax-loss harvesting.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Zero account fees for Cash; investing uses an AUM-based advisory fee (0.25% or less per third parties, not verified on an official page in this pass)" }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "Base APY 3.55% as of 10/01/2026; site advertises 'up to 4.45% APY' including an APY Boost, with the boost applying to up to a $150,000 balance. Rate provided by program banks and subject to change." }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "Base APY 3.55% as of 10/01/2026; site advertises 'up to 4.45% APY' including an APY Boost, with the boost applying to up to a $150,000 balance. Rate provided by program banks and subject to change." }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "Cash earns FDIC-insurance eligibility up to $8M through program banks. Brokerage investments remain SIPC-protected.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.wealthfront.com/cash", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/legal", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.wealthfront.com/pricing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } }, { "slug": "wealthfront-cash", "name": "Wealthfront (not a bank — program banks custody the deposits) — Cash Account", "category": "bank", "legal_entity": "Wealthfront (not a bank — program banks custody the deposits)", "summary": "Wealthfront (not a bank — program banks custody the deposits) Cash Account · 3.55% APY as of 10/01/2026 · fintech, not a bank", "attributes": { "apy": { "value": 3.55, "unit": "percent APY", "note": "10/01/2026" }, "headline_apy": { "value": "up to 4.45% APY", "note": "'APY Boost is up to a $150,000 balance.' New clients get a 0.65% APY boost for 3 months on up to $150,000." }, "minimum_to_open": { "value": 0, "unit": "USD" }, "minimum_to_avoid_fees": { "value": 0, "unit": "USD" }, "monthly_fee": { "value": 0, "unit": "USD per month" }, "fdic_insured": { "value": true, "note": "program banks" }, "is_fintech": { "value": true }, "withdrawal_overdraft": { "value": "Page: 'Free 24/7 instant withdrawals' and 'withdraw instantly to eligible external accounts'. No numeric monthly cap published." }, "transfer_limits": { "value": null, "note": "Structured value with no displayable field." } }, "gotchas": [ "Wealthfront is NOT a bank. Official language on the page: 'Wealthfront isn't a bank, but we work with program banks to get you an industry-leading annual percentage yield (APY), the security of FDIC insurance, and a full array of fee-free, no-strings-attached checking features.' Deposits are held at program banks; the APY 'is provided by program banks'. FDIC eligibility is 'through program banks' up to $8M.", "[object Object]" ], "verification": { "last_verified": "2026-10-04", "unverified": [], "sources": [ { "url": "https://www.wealthfront.com/cash", "supports": "Bank rate sheet and account terms.", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness", "supports": "Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom", "supports": "Chase Freedom rewards rates,Chase Freedom signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited", "supports": "Freedom Unlimited rewards rates,Freedom Unlimited signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/refer-a-friend", "supports": "Sapphire Preferred referral program,Sapphire Reserve referral program,Freedom Unlimited referral program,Chase Freedom referral program,Ink Business Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred", "supports": "Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred rewards rates,Sapphire Preferred signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve", "supports": "Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve rewards rates,Sapphire Reserve signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/active-cash-credit-card/", "supports": "Active Cash intro APR,Active Cash purchase APR,Active Cash rewards rates,Active Cash signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/", "supports": "Autograph Journey Visa annual fee,Autograph Journey Visa intro APR (attempted; value unverified),Autograph Journey Visa purchase APR (attempted; value unverified),Autograph Journey Visa late fee (attempted; value unverified),Autograph Journey Visa foreign transaction fee,Autograph Journey Visa rewards rates,Autograph Journey Visa signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://creditcards.wellsfargo.com/refer-a-friend/", "supports": "Active Cash referral program,Autograph Journey Visa referral program", "retrieved_at": "2026-10-04" }, { "url": "https://legal.cardless.com/schumer/bilt/rates_and_fees.pdf", "supports": "Bilt Blue Card purchase APR,Bilt Blue Card late fee,Bilt Blue Card foreign transaction fee,Bilt Obsidian Card purchase APR,Bilt Obsidian Card late fee,Bilt Obsidian Card foreign transaction fee,Bilt Palladium Card purchase APR,Bilt Palladium Card late fee,Bilt Palladium Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html", "supports": "Freedom Unlimited annual fee,Freedom Unlimited intro APR,Freedom Unlimited purchase APR,Freedom Unlimited late fee,Freedom Unlimited foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html", "supports": "Sapphire Reserve annual fee,Sapphire Reserve intro APR (attempted; value unverified),Sapphire Reserve purchase APR,Sapphire Reserve late fee,Sapphire Reserve foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65214.html", "supports": "Ink Business Cash annual fee,Ink Business Cash intro APR,Ink Business Cash purchase APR,Ink Business Cash late fee,Ink Business Cash foreign transaction fee,Ink Business Cash rewards rates,Ink Business Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html", "supports": "Sapphire Preferred annual fee,Sapphire Preferred intro APR (attempted; value unverified),Sapphire Preferred purchase APR,Sapphire Preferred late fee,Sapphire Preferred foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65280.html", "supports": "Chase Freedom annual fee,Chase Freedom intro APR,Chase Freedom purchase APR,Chase Freedom late fee,Chase Freedom foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/cd-rates/", "supports": "High Yield CD APY,High Yield CD minimum to open,High Yield CD minimum to avoid fees,High Yield CD monthly fee,High Yield CD deposit insurance,High Yield CD withdrawal/overdraft,High Yield CD monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/money-market-account/", "supports": "Ally Money Market Account APY,Ally Money Market Account minimum to open,Ally Money Market Account minimum to avoid fees,Ally Money Market Account monthly fee,Ally Money Market Account deposit insurance,Ally Money Market Account withdrawal/overdraft,Ally Money Market Account monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/online-savings-account/", "supports": "Ally Bank Savings Account (Online Savings) minimum to open,Ally Bank Savings Account (Online Savings) minimum to avoid fees,Ally Bank Savings Account (Online Savings) monthly fee,Ally Bank Savings Account (Online Savings) deposit insurance,Ally Bank Savings Account (Online Savings) withdrawal/overdraft,Ally Bank Savings Account (Online Savings) monthly transfer limits", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/bank/view-rates/", "supports": "Ally Bank Savings Account (Online Savings) APY", "retrieved_at": "2026-10-04" }, { "url": "https://www.ally.com/referral", "supports": "Ally Bank Savings Account (Online Savings) referral program,Ally Money Market Account referral program,High Yield CD referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/deposit_terms.pdf", "supports": "American Express High Yield Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/american-express-gold-card-06-30-2026.pdf", "supports": "American Express Gold Card annual fee,American Express Gold Card intro APR,American Express Gold Card purchase APR,American Express Gold Card late fee,American Express Gold Card foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/", "supports": "American Express High Yield Savings Account APY,American Express High Yield Savings Account minimum to open,American Express High Yield Savings Account minimum to avoid fees,American Express High Yield Savings Account monthly fee,American Express High Yield Savings Account deposit insurance,American Express High Yield Savings Account withdrawal/overdraft,American Express High Yield Savings Account monthly transfer limits (attempted; value unverified),American Express High Yield Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/en-us/referral", "supports": "American Express Gold Card referral program,American Express Business Gold Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/american-express-business-gold-credit-card/rates-fees/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/business/credit-cards/gold-business-credit-card/", "supports": "American Express Business Gold Card annual fee (attempted; value unverified),American Express Business Gold Card intro APR (attempted; value unverified),American Express Business Gold Card late fee (attempted; value unverified),American Express Business Gold Card foreign transaction fee (attempted; value unverified),American Express Business Gold Card rewards rates (attempted; value unverified),American Express Business Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.americanexpress.com/us/credit-cards/card/gold-card/", "supports": "American Express Gold Card rewards rates,American Express Gold Card signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.bilt.com/card", "supports": "Bilt Blue Card annual fee,Bilt Blue Card intro APR,Bilt Blue Card rewards rates,Bilt Blue Card signup bonus,Bilt Blue Card referral program,Bilt Obsidian Card annual fee,Bilt Obsidian Card intro APR,Bilt Obsidian Card rewards rates,Bilt Obsidian Card signup bonus,Bilt Obsidian Card referral program,Bilt Palladium Card annual fee,Bilt Palladium Card intro APR,Bilt Palladium Card rewards rates,Bilt Palladium Card signup bonus,Bilt Palladium Card referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/disclosures/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/", "supports": "360 Performance Savings APY,360 Performance Savings minimum to open,360 Performance Savings minimum to avoid fees,360 Performance Savings monthly fee,360 Performance Savings deposit insurance,360 Performance Savings withdrawal/overdraft,360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/rates/", "supports": "360 Performance Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/products/venture/", "supports": "Venture annual fee,Venture intro APR (attempted; value unverified),Venture purchase APR,Venture late fee (attempted; value unverified),Venture foreign transaction fee,Venture rewards rates,Venture signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/refer-a-friend/", "supports": "SavorOne Rewards referral program,SavorOne Rewards (current 3% all-categories generation) referral program,Venture referral program,360 Performance Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/", "supports": "SavorOne Rewards annual fee,SavorOne Rewards intro APR,SavorOne Rewards purchase APR,SavorOne Rewards late fee (attempted; value unverified),SavorOne Rewards foreign transaction fee,SavorOne Rewards rewards rates,SavorOne Rewards signup bonus", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savor/pricing/", "supports": "SavorOne Rewards late fee (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/savorone/", "supports": "SavorOne Rewards (current 3% all-categories generation) annual fee,SavorOne Rewards (current 3% all-categories generation) intro APR (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) purchase APR,SavorOne Rewards (current 3% all-categories generation) late fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) foreign transaction fee (attempted; value unverified),SavorOne Rewards (current 3% all-categories generation) rewards rates,SavorOne Rewards (current 3% all-categories generation) signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.capitalone.com/credit-cards/venture-x/", "supports": "Venture X annual fee,Venture X intro APR (attempted; value unverified),Venture X purchase APR,Venture X late fee (attempted; value unverified),Venture X foreign transaction fee (attempted; value unverified),Venture X rewards rates,Venture X rewards rates (attempted; value unverified),Venture X signup bonus (attempted; value unverified),Venture X credit score requirement,Venture X referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.cardbenefits.citi.com/-/media/F319A212C5DC41D8A4C8316AD3EAFB20.ashx", "supports": "Citi Premier rewards rates,Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID142-DoubleCashADA-2.pdf", "supports": "Citi Double Cash annual fee,Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash purchase APR,Citi Double Cash late fee,Citi Double Cash foreign transaction fee,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/CRD/PDF/CMA/pricingTables/PIT_PID184.pdf", "supports": "Citi Premier annual fee,Citi Premier intro APR,Citi Premier purchase APR,Citi Premier late fee,Citi Premier foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card", "supports": "Citi Double Cash intro APR (attempted; value unverified),Citi Double Cash rewards rates,Citi Double Cash signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/citi-rewards-credit-cards/citi-premier-credit-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/credit-card-details/citi-premier-card", "supports": "Citi Premier signup bonus (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.citi.com/credit-cards/refer-a-friend/view-all-cards", "supports": "Citi Premier referral program,Citi Double Cash referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/bank/rewards-savings", "supports": "First Tech Rewards Savings APY,First Tech Rewards Savings minimum to open,First Tech Rewards Savings minimum to avoid fees,First Tech Rewards Savings monthly fee,First Tech Rewards Savings deposit insurance,First Tech Rewards Savings withdrawal/overdraft,First Tech Rewards Savings monthly transfer limits (attempted; value unverified),First Tech Rewards Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.firsttechfed.com/rates", "supports": "First Tech Rewards Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/banking/savings-account/", "supports": "SoFi Savings Account minimum to open,SoFi Savings Account minimum to avoid fees,SoFi Savings Account monthly fee,SoFi Savings Account deposit insurance,SoFi Savings Account withdrawal/overdraft,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/legal/banking-rate-sheet", "supports": "SoFi Savings Account APY,SoFi Savings Account monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.sofi.com/offers/bank-referral/", "supports": "SoFi Savings Account referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/bank-accounts/savings-accounts/bank-smartly-savings/savings-account-interest-rates.html", "supports": "Bank Smartly Savings APY,Bank Smartly Savings minimum to open,Bank Smartly Savings minimum to avoid fees,Bank Smartly Savings monthly fee,Bank Smartly Savings deposit insurance,Bank Smartly Savings withdrawal/overdraft,Bank Smartly Savings monthly transfer limits (attempted; value unverified),Bank Smartly Savings referral program", "retrieved_at": "2026-10-04" }, { "url": "https://www.usbank.com/dam/documents/pdf/savings/smartly-savings-rate-table-disclosures-deposit-products.pdf", "supports": "Bank Smartly Savings monthly transfer limits (attempted; value unverified)", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/active-cash/terms/", "supports": "Active Cash annual fee,Active Cash late fee,Active Cash foreign transaction fee", "retrieved_at": "2026-10-04" }, { "url": "https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/", "supports": "Autograph Journey Visa purchase APR (attempted; value unverified)", "retrieved_at": "2026-10-04" } ] } }, { "slug": "webull", "name": "Webull", "category": "brokerage", "legal_entity": "Webull Financial LLC (FINRA BrokerCheck firm id 289063); Webull Securities (US) LLC (337940); Webull Advisors LLC (801-117281); Webull Ex Inc (802-137253)", "summary": "Commission-free multi-asset trading with strong options, futures, OTC and crypto selection on a mobile-first app.", "attributes": { "minimum_to_open": { "value": 0, "unit": "USD", "note": "Stated as 'no deposit minimums'" }, "monthly_fee": { "value": 0, "unit": "USD", "note": "Not confirmed at a primary source in this pass." }, "equity_trade_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "fractional_min": { "value": null, "unit": "USD", "note": "Not published in retrievable text for this broker." }, "etf_fee": { "value": 0, "unit": "USD per trade", "note": "Not confirmed at a primary source in this pass." }, "margin_apr_low": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "margin_apr_high": { "value": null, "unit": "percent APR", "note": "Margin APR range not published." }, "cash_apy_gold": { "value": null, "unit": "percent APY", "note": "unverified — Webull shows an APY figure under Cash Management but the value was not captured from the official page" }, "cash_apy_standard": { "value": null, "unit": "percent APY", "note": "unverified — Webull shows an APY figure under Cash Management but the value was not captured from the official page" }, "crypto_available": { "value": true }, "account_types": { "value": "cash, taxable, ira, roth ira", "note": "Account types not published." }, "coverage": { "value": "SIPC member. Clearing is through Apex Clearing; swept cash is FDIC-insured per program bank.", "note": "Coverage terms not transcribed." } }, "gotchas": [ "Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it." ], "verification": { "last_verified": "2026-10-04", "unverified": [ "Fractional share minimum not published in retrievable text.", "Cash APY not published; most brokers do not disclose one.", "Margin APR range not published." ], "sources": [ { "url": "https://www.webull.com/pricing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" }, { "url": "https://www.webull.com/trading-investing", "supports": "Brokerage fees, account types, coverage and margin terms.", "retrieved_at": "2026-10-04" } ] } } ] }