Betterment
Goal-based automated investing with a cash reserve that pays a boosted APY.
Last verified 2026-10-04
Legal entities
Betterment Securities (FINRA BrokerCheck firm id 47788); advisory affiliate Betterment (801-70171)
Details
| minimum to open | $0Not confirmed at a primary source in this pass. |
|---|---|
| monthly fee | $0Automated investing uses an AUM-based advisory fee (0.25% or less cited by third parties; not verified on an official page in this pass) |
| equity trade fee | not verified |
| fractional min | not verified |
| etf fee | not verified |
| margin apr low | not verified |
| margin apr high | not verified |
| cash apy gold | not verified |
| cash apy standard | not verified |
| crypto available | no |
| account types | cash, taxable, ira, roth iraAccount types not published. |
| coverage | Betterment Cash is a separate bank product; the page states FDIC insured up to $8M (joint). Brokerage accounts remain SIPC members.Coverage terms not transcribed. |
What we could not verify
Listed here rather than filled with a plausible guess. An honest gap is more useful than a confident number that turns out to be wrong.
- Fractional share minimum not published in retrievable text.
- Cash APY not published; most brokers do not disclose one.
- Margin APR range not published.
Sources
Each URL and the specific claim it supports.
- www.betterment.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04
- www.betterment.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04
- www.betterment.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04