Fidelity Investments
Zero-commission stock/ETF trading alongside a full IRA range and branch or broker-assisted access.
Last verified 2026-10-04
Legal entities
Fidelity Brokerage Services LLC (FINRA BrokerCheck firm id 7784)
Details
| minimum to open | $0Not confirmed at a primary source in this pass. |
|---|---|
| monthly fee | $0Not confirmed at a primary source in this pass. |
| equity trade fee | 0 USD per tradeNot confirmed at a primary source in this pass. |
| fractional min | $1Not published in retrievable text for this broker. |
| etf fee | 0 USD per tradeCONFIRMED $0 online. Broker-assisted is NOT $0: the official fee-schedule PDF prices STOCKS/ETFs as 'Online $0.00 per trade / FAST $12.95 per trade / Rep-Assisted $32.95 per trade'. Two ETF-specific caveats: (a) 'purchasing certain ETFs will be subject to a service fee up to $100'; (b) accounts designated Professional Equity Trader pay $0.001 per share. ETFs purchased in a margin account must be bought in the cash account type and fully paid by settlement. |
| margin apr low | 7.75%Tiered on total margin debit balance; each tier is expressed as the base rate plus or minus a spread. Effective rates published for $0 through $1M+. Special rates may be available for higher balances by phone (800-630-3815). |
| margin apr high | 12.075%Tiered on total margin debit balance; each tier is expressed as the base rate plus or minus a spread. Effective rates published for $0 through $1M+. Special rates may be available for higher balances by phone (800-630-3815). |
| cash apy gold | not verified |
| cash apy standard | not verified |
| crypto available | yes |
| account types | cash, taxable, ira, roth iraAccount types not published. |
| coverage | SIPC member. Fidelity's cash sweep is a money market fund, which is SIPC-protected as a security rather than FDIC-insured.Coverage terms not transcribed. |
What people get wrong
- Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it.
What we could not verify
Listed here rather than filled with a plausible guess. An honest gap is more useful than a confident number that turns out to be wrong.
- Cash APY not published; most brokers do not disclose one.
Sources
Each URL and the specific claim it supports.
- www.fidelity.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04
- www.sipc.org— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04
- www.fidelity.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04