SoFi Invest

Existing SoFi members who want commission-free self-directed trading plus robo investing under one login.

Last verified 2026-10-04

Legal entities

Self-directed brokerage through SoFi Securities LLC (FINRA BrokerCheck firm id 151717); robo/advisory through SoFi Wealth LLC (801-78185)

minimum to open	not verified
monthly fee	$0Self-directed commission-free; robo investing carries an AUM-based advisory fee. Advisory fees are 0.19% for Digital Investing accounts and 0.49% for Generated Assets accounts per the Public disclosure — note this is Public's schedule, not SoFi's; SoFi's own rate was not captured.
equity trade fee	0 USD per tradeNot confirmed at a primary source in this pass.
fractional min	not verified
etf fee	0 USD per tradeNot confirmed at a primary source in this pass.
margin apr low	not verified
margin apr high	not verified
cash apy gold	not verified
cash apy standard	not verified
crypto available	yes
account types	cash, taxable, ira, roth iraAccount types not published.
coverage	SIPC member for brokerage assets. SoFi Bank deposits are FDIC-insured but are a separate product from SoFi Invest brokerage accounts.Coverage terms not transcribed.

Cryptocurrency held here is generally not SIPC protected. Check the coverage terms for the specific entity holding it.

Listed here rather than filled with a plausible guess. An honest gap is more useful than a confident number that turns out to be wrong.

Each URL and the specific claim it supports.

www.sofi.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04
www.sofi.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04
www.sofi.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04