Wealthfront

Automated index-based investing paired with a high-APY cash account and automated tax-loss harvesting.

Last verified 2026-10-04

Details

minimum to open$0Not confirmed at a primary source in this pass.
monthly fee$0Zero account fees for Cash; investing uses an AUM-based advisory fee (0.25% or less per third parties, not verified on an official page in this pass)
equity trade fee0 USD per tradeNot confirmed at a primary source in this pass.
fractional minnot verified
etf fee0 USD per tradeNot confirmed at a primary source in this pass.
margin apr lownot verified
margin apr highnot verified
cash apy goldnot verified
cash apy standardnot verified
crypto availableyes
account typescash, taxable, ira, roth iraAccount types not published.
coverageCash earns FDIC-insurance eligibility up to $8M through program banks. Brokerage investments remain SIPC-protected.Coverage terms not transcribed.

What people get wrong

What we could not verify

Listed here rather than filled with a plausible guess. An honest gap is more useful than a confident number that turns out to be wrong.

Sources

Each URL and the specific claim it supports.

  1. www.wealthfront.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04
  2. www.wealthfront.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04
  3. www.wealthfront.com— Brokerage fees, account types, coverage and margin terms.retrieved 2026-10-04