Banks & Savings
APY, minimums, monthly fees, FDIC status, and the transfer limits fintechs impose.
9 entries
| Entity | APY | Headline APY | Min to open | Monthly fee | FDIC | Fintech (not a bank) | Referral link |
|---|---|---|---|---|---|---|---|
| Ally Bank — Ally Bank Savings Account (Online Savings)multi-entity | 3.1% | not verified | $0 | $0 | yes | no | — |
| Ally Bank — Ally Money Market Accountmulti-entity | 3.1% | not verified | $0 | $0 | yes | no | — |
| Ally Bank — High Yield CDmulti-entity | 4% | not verified | $0 | $0 | yes | no | — |
| American Express National Bank — American Express High Yield Savings Accountmulti-entity | 3.1% | not verified | $0 | $0 | yes | no | — |
| Capital One Bank, N.A. — 360 Performance Savingsmulti-entity | 3.1% | not verified | $0 | $0 | yes | no | — |
| First Technology Federal Credit Union (credit union, not a bank) — First Tech Rewards Savingsmulti-entity | 3% | not verified | $25 | $0 | yes | no | — |
| SoFi Bank, N.A. — SoFi Savings Accountmulti-entity | 3.3% | not verified | $0 | $0 | yes | no | — |
| U.S. Bank National Association — Bank Smartly Savingsmulti-entity | 0.05% | not verified | $25 | $0 | yes | no | — |
| Wealthfront (not a bank — program banks custody the deposits) — Cash Accountmulti-entity | 3.55% | up to 4.45% APY | $0 | $0 | yes | yes | — |
not verified marks a value we could not confirm at a primary source — it never means zero, and it is never an estimate. Hover it for the reason, or read verification.unverified on the entity page. Empty verticals are shown as “planned” rather than padded with unverified rows.
Get the data
Tables lose information. The JSON keeps every source URL, every verification date, and every referral disclosure.
curl https://citewell.net/api/data.json \ | jq '.entities[] | select(.category=="bank")'